Guaranteed Loans 4 All (GuaranteedLoans4All.com) functions as an online loan matching service that is allegedly based out of Chicago, Illinois. Available only for consumers who reside within the United States, Guaranteed Loans 4 All employs suspicious business practices and implies that their site can guarantee prospective applicants that they will acquire a loan offer through their platform.
Although not much is known in regards to the Guaranteed Loans 4 All platform, the goal of today’s unbiased review is to provide U.S. consumers with valuable insight into this loan matching network and render a suitable verdict as to whether or not this platform can be trusted.
About Guaranteed Loans 4 All
GuaranteedLoans4All.com was created on March 11, 2017 and allegedly functions as an online platform that can help U.S. consumers receive funding for personal loans, lines of credit, credit cards along with other types of funding situations. Allegedly suitable for investors of all credit types, prospective applicants are able to request for loans between $500 to $30,000 while the average attached APR is between 3.95% to 35%. Operating solely as a loan connection service provider, Guaranteed Loans 4 All should not be confused for a direct lender, loan agent, representative or partner of any supported lenders.
Who is Behind GuaranteedLoans4All.com?
The About Us page featured at GuaranteedLoans4All.com discloses vague operational information regarding their platform and provides no insight into their current owners or operators. The Terms and Conditions also fails to render any relevant hints as to who the current owners and operators are while the only distinguishable information disclosed upon their site would be the physical address of 4000 W Montrose Ave, Suite 526, Chicago, IL 60641.
When that address is searched, Google Maps pulls up a location that appears to be a shipping center for DHL and FedEx. Regrettably, we could find no reference to Guaranteed Loans 4 All anywhere throughout their address search. Furthermore, the Terms and Conditions make it clear that Guaranteed Loans 4 All appears to be operating as their sole entity and is not backed by a corporation. Lastly, the only contact method we found regarding this operation would be the email address of [email protected]
Guaranteed Loans 4 All Offer
GuaranteedLoans4All conducts an online loan connection service for U.S. residents who are looking to acquire a personal loan. By completing the application process available at Guaranteed Loans 4 All, applicants are able to have their loan request reviewed by their network of approved lenders who will either approve or deny your loan request. If approved, the consumer will be able to review the accepted loan offers made available to them where they can go on to accept or reject their loan offers.
If a consumer no longer wishes to commit with their approved loan offers and have not completed the loan process, they can rest-assured knowing that the loan request is obligation free. On the other hand, if an prospective borrower wishes to continue with the loan process, they can review and accept their loan offers where they will then be prompted by their lender to electronically sign and complete the application process. Once the loan process has been completed, the borrower can expect to receive their loan funds as soon as 24 hours.
18+ years of age
US residents only
Steady income required
Provide valid banking information
Proof of employment for past 3 months
If a consumer fails to meet the eligibility requirements disclosed above, then their loan request will be rejected and they will not be able to utilize the GuaranteedLoans4All platform. No mention of an debt-to-income ratio is mentioned on their platform while consumers are offered a repayment term between 12 to 72 months.
Despite Guaranteed Loans 4 All being around for nearly a year, their operation has failed to accrue much consumer feedback. The only valuable feedback we were able to come across would be a negative consumer complaint found at the Better Business Bureau. While Guaranteed Loans 4 All claims on their site they will never request a fee for their services in their FAQ, it appears that Guaranteed Loans 4 All does not operate with lenders who share that same mindset.
Very bad experience. Everything says “guaranteed”, but of curse, it isn’t. First, you fill in your info on their site. Then they send you to a third party “verification” site to give them $40 to “verify” your information to ensure your guaranteed loan. After they have all of that, they send a list of about 10-15 companies for you to apply to. Some of them are large companies, so if you’re trying this company because you have bad credit and the company name says “guaranteed”, like I did, it’s a sham. And on top of that, they still charge $75, even if all of the companies on their list decline your application. The verification process was just another way to scam money from those of us who just might need emergency help. Scammed a total of $115 from me. Do not use!!!
Guaranteed Loans 4 All Spec Report
Created on March 11, 2017
Supports APRs between 3.95% to 35%
Supports loan requests between $500 to $30,000
Repayment periods vary between 12 to 72 months
Allegedly supports consumers of all credit histories
Operates as an online loan matching service for U.S. residents
Disclosed phone number of (773) 945-0299 at Better Business Bureau
Claims to not charge any fees yet acts as a secondhand to advanced fee lenders
Disclosed address of 4044 N. Lincoln Ave, Chicago, IL 60618 according to BBB
Alleged physical address of 4000 W Montrose Ave, Suite 526, Chicago, IL 60641
GuaranteedLoans4All.com had a SimilarWeb global rank of 1,096,055 with a US rank of 261,567 as of February 5th, 2018. According to the report the site has suffered a 27.58% decrease in cumulative traffic from the previous month while all of the sites traffic is derived solely from visitors within the United States.
Can GuaranteedLoans4All be Trusted?
Guaranteed Loans 4 All claims to be used by thousands of lenders every year, yet there is barely a scrap of consumer feedback regarding their operation. If their operation was truly used by such a large volume of consumers, one would think that their platform would exhibit more than 1 validated consumer feedback. Due to their correlation with undisclosed and unethical lenders who employ advanced fees while failing to be backed by a licensed corporation, we feel that Guaranteed Loans For All is not a trustworthy service platform.
GuaranteedLoans4All.com Review Conclusion
Operating without corporate supervision while providing less than the bare minimum needed to be considered as a credible loan matching network, Guaranteed Loans 4 All exhibits all the innate qualities common amongst other loan matching services that fail to be legitimate. Implying that prospective investors are guaranteed to obtain a loan offer as long as they surpass the eligibility requirements then connecting them with dishonest lenders that charge petty fees in the form of advanced fee payments is unethical.
Considering all the information disclosed above while accounting for the various discrepancies we uncovered, we believe that there are much more legitimate and transparent loan matching services available for prospective applicants in need of obtaining a payday loan online. While we lack a substantial sum investor feedback to be able to conclusively blacklist Guaranteed Loans 4 All, we can still declare that Guaranteed Loans 4 All is not a trustworthy or recommended loan matching service.
For prospective borrowers who are searching to obtain a personal loan online with more secure and legitimate loan matching services, we recommend learning about 24/7 Dollar Loans or reading our unbiased BadCreditLoans review, which functions as a credible loan matching network for applicants who possess below average credit history.
Please share any experiences, opinions or insight you may possess about Guaranteed Loans 4 All by leaving a comment below!