Caliber Home Loans Review

Caliber Home Loans sold my loan to another mortgage company without appraising me or being concerned as to whether or not this was something that I wanted to do. a year later, they contacted
me again, offering to refi my existing home loan. because I do not care for the mortgage company that I currently have, I agreed to listen to what Caliber had to say. I have about $25,000 worth of outstanding debt, not including my mortgage. Caliber offered to pay off about $10.000 worth of debt for me, except for my truck note. this would leave me with about $7000 worth of debt, but would free up about $400 per month available cash, which I need. In addition, they were willing to give me $7500 cash out, and a 3.7% interest rate. It has taken them about 4 months so far and we are still trying to get a closing date. I asked them if I needed a certain amount of money in my bank account near the closing date and they said no. When we were supposed to be closing, their loan processor waited until December 10 of 2019 to tell me that as of Dec., 3, I should have had $1000 in the bank. I was short by $22. This problem might have easily resolved itself if they had told me in November, then I would have had the money available as of De., 3. They made me wait another month, then after I had the funds available, per their request, they reduced the amount of cash out I was to receive by $1000, and added another $1000 to the closing cost, claiming it was lock rate extension costs. I desperately need this loan, but I am wondering if I should just stick it out and check some other lenders.

They are holding many titles to abandoned properties and doing nothing. They are all over valued which makes the company sound profitable. They are the reason for property values declining in our neighborhood. STAY AWAY from Caliber. You are better off homeless.

You can make transactions by check, wiring, or cash.

Caliber Home Loans provides loans and mortgages. They also provide financial assistance and work with business. I was considering this company for my own purposes and decided to check Caliber Home Loans reviews (caliber-home-loans.pissedconsumer.com/review.html) prior to dealing with them. A lot of their customers are complaining about pure system quality and multiple mistakes in data updating process. According to some reviews Caliber Home Loans customer service agents are rude and unfriendly. I am not sure if I should consider this company. What are other alternatives?

I don’t know if I should be writing this, but my frustration is growing.
I closed my cash out home refinancing loan with Caliber Home Loan in Downey on August 2019. The escrow associated with Caliber Home Loan is, Pro Active Escrow.
The problem started when I sent the check to my student loan’s wrong department address. The costumer agent had given me the wrong department address. It took a month for Navient’s department of education to return the check in the amount of $8,411. But, they didn’t return it to me. It had to be returned to the address of ProActive Escrow. So, I had to keep calling the Pro Active Escrow to see if the check had arrived.
Alice, the Escrow agent, told me when I called again on 9/2 that they have Finally located the check, and she would call soon (Friday) when the check is ready to pick up. She didn’t call.
A week after that, I called again. I don’t remember exactly what her excuse was, as it was a bad week, where my cat was gravely ill and was hospitalized for kidney failure.
This week, I called Tuesday. This time, she said that the lender (Caliber Home Loans) will have to approve it, and she will call to let me know on 2 days (which is today). I reminded her then, that, that check in the amount of $8,411 is my money technically since it’s already added to my new mortgage loan to pay off my remaining balance on student loan.
She didn’t call today, and unfortunately, the office is already closed by the time I reached home to call her.
I feel the only way to claim my money back is to file a lawsuit at the small claims court. I have never done this, and I hate this aggravation of going to court and missing work. But, I don’t know what to do. It seem they are making excuses as long as possible to withhold my money. I do not understand why Caliber Home Loans has to approve it when it’s technically my money that I already borrowed and added to my new mortgage loan. With no attempt of communication to update me or to reassured me, as I am the only one who keeps calling, my frustration is growing.

CALIBER HOME LOANS PURCHASED MY DEFECTIVE, FRAUDULENT AND FICTITIOUS LOAN AND MORTGAGE, FROM HSBC IN 2013, CALIBER LOANS OWNERS AND OPERATORS JOHN GREYKEN AND BLYTHE MASTERS, WHO ALSO OWN AND OPERATE, VOLT ASSET HOLDINGS, ARE TWO OF THE PRINCIPAL CRIMINALS, WHO ARE RESPONSIBLE FOR LONE STAR FUNDS TRUST SERIES LSF08-LSF16 TRUST. ALONG WITH CRIMINAL DEFUNKED LAW FIRM ROUTH, CRABTREE AND OLSON. RCO LEGAL PS. WAS CLOSED DOWN ON DECEMBER 04, 2017, BY THE UNITED STATES DEPARTMENT OF JUSTICE, FOR ILLEGAL FORECLOSURE PRACTICES, SECURITIES FRAUD, MAIL FRAUD, WIRE FRAUD, PREDATORY BUSINESS PRACTICES AND ABUSIVE BUSINESS PRACTICES. CALIBER HOME LOANS IS A CRIMINAL ORGANIZATION, THE UNITED STATES DEPARTMENT OF JUSTICE NEEDS TO CLOSE DOWN CALIBER HOME LOANS, AND LONE STAR FUNDS TRUST, ARREST EVERY PERSON INVOLVED IN THE ILLEGAL, UNLAWFUL ,WRONGFUL, AND FRAUDULENT THEFT OF PEOPLES HOMES! THESE TOTAL WASTE OF SKIN NEED TO GO TO JAIL! I AM VICTIM OF HSBC, CALIBER HOME LOANS. LONE STAR TRUST, VOLT ASSET HOLDINGS, AND RCO LEGAL. CALIBER HOME LOANS ILLEGALLY JUDICIALLY FORECLOSED ON ME IN 2013, HSBC, CALIBER HOME LOANS, LONE STAR FUNDS TRUST AND VOLT ASSET HOLDINGS, ARE USING ALL OF THESE LSF08-LSF16 TRUST, TO LAUNDER MONEY, FINANCE AND FUND HUMAN TRAFFICKING, CHILD TRAFFICKING, TERRORIST ORGANIZATIONS, DRUG CARTELS AND ALL MANOR OF CRIMINAL ACTIVITIES! CALIBER HOME LOANS WILL ILLEGALLY SET UP MULTIPLE FRAUDULENT LSF TRUST ON THE HOME AND PROPERTY, WITHOUT THE HOMEOWNERS, EXPLICIT EXPRESS WRITTEN PERMISSION, WITHOUT THE HOMEOWNERS EXPLICIT WRITTEN CONSENT, TOTALLY AND COMPLETELY AGAINST THE HOMEOWNERS WILL, AND WITHOUT THE HOMEOWNERS KNOWLEDGE! THEN CALIBER HOME LOANS AND LONE STAR FUND TRUST, ILLEGALLY CLAIM PHYSICAL POSSESSION OF THE HOMEOWNERS HOME AND PROPERTY! CALIBER HOME LOANS AND LONE STAR FUNDS TRUST WILL ILLEGALLY CLAIM, THAT THEY HOLD LEGAL BENEFICIAL OWNERSHIP RIGHTS, THAT CALIBER HOME LOANS HAVE ALL LEGAL RIGHTS TO PHYSICALLY POSSESS THE HOME AND PROPERTY, BENEFICIAL OWNERSHIP RIGHTS TO THE TITLE, AND DEED OF TRUST TO THE HOME AND PROPERTY! EVEN THOUGH CALIBER HOME LOANS AND LONE STAR FUNDS TRUST, CANNOT PRODUCE, THE ORIGINAL PROMISSORY NOTE, PROOF OF BENEFICIAL OWNERSHIP RIGHTS TO THE HOME AND PROPERTY, CANNOT PRODUCE PROOF THAT CALIBER HOME LOANS OR LONE STAR FUNDS TRUSTS, HOLDS PHYSICAL
TITLE, THAT PROVES OWNERSHIP OF THE HOME AND PROPERTY, OR CAN PROVE THAT THEY HOLD A PHYSICAL DEED OF TRUST, THAT WILL PROVES THAT CALIBER HOME LOANS AND LONE STAR FUNDS TRUST, HAVE LEGAL BENEFICAL INTEREST AND BENEFICIAL OWNERSHIP RIGHTS TO THE HOME AND PROPERTY! THAT IS REAL PROPERTY THEFT! THAT IS FRAUD! THAT IS THEFT! CALIBER HOME LOANS AND LONE STAR FUNDS TRUST, HAVE VIOLATED HUNDREDS OF 18 US CODES. ALL INDIVIDUALS WHO ARE INVOLVED WITH CALIBER HOME LOANS AND LONE STAR FUNDS TRUST, NEEDS TO SERVE LENGTHY PRISON SENTENCES! CALIBER HOME LOANS, LONE STAR FUNDS, JOHB GREYKEN, BLYTH MASTERS,KAWANNA COPPAGE, NEED ALL THEIR ASSETS FROZEN AND SEIZED UNDER CIVIL ASSET FORFITURE, AND THEY MUST PAY BACK ALL OF THE MONEY THAT THEY STOLE, AND RETURN EVERY PENNY BACK TO THEIR VICTIMS! THESE PEOPLE HAVE MADE ME HOMELESS FOR THE PAST 4 YEARS!DON’T THINK THAT IT WON’T HAPPEN TO ME! EVEN IF YOU HOMESTEAD YOUR HOME AND PROPERTY, OR YOU USE DUE DILIGENCE, YOU ARE STILL NOT SAFE! HSBC IS THE NUMBER ONE MORTGAGE, LOAN SERVICE HOLDER AND PURCHASER OF HOME MORTGAGES IN THIS COUNTRY, AND CALIBER HOME LOANS IS THE 3RD LEADING MORTGAGE SERVICE HOLD AND PURCHASER OF HOME MORTGAGES IN TH UNITED STATES! JOHN M. GREYKEN AND BLYTHE MASTERS ARE THE INVENTORS OF FRAUDULENT INVESTMENT INSTRUMENTS AND VEHICLES, SUCH AS, DERIVATIVES, COLLATERAL DEBT OBLIGATIONS, MORTGAGE BACKED SECURITIES, IN 1997 BILL AND HILLARY CLINTON, PAVED THE WAY FOR THIS MESS WE ARE ALL IN, WHEN PRESIDENT BILL CLINTON, REPEALED GLASS STEEGLE ACT, THAT DEMOCRAT PRESIDENT ROOSEVELT PASSED DURING THE GREAT DEPRESSION 1929-1945, TO STOP FRAUDULENT ACTIVITY ON WALL STREET.

I recently did a FHA STREAMLINE. Caliber Homes found out because they monitor mortgage hits on your credit. They called immediately after I started a FHA Refinance through another lender. They sent me a counter offer even, that would have cost me 12,000+ to get. The FHA Streamline didn’t cost me a dime. I signed the title papers on the 25th of March 2019, and they were wired their monies on 3-29-1019, I have the wire number. They turned me in for 30 day late payment and have not updated the credit reports; so my credit score went down because of them. I will never use another fly=by=night mortgage company again. Would go with Quicken Loans. They are #1 in the nation. Grrrr. Never again. Rude, unethical, and unprofessional. Don’t use them.

Caliber Home Loans, Inc. and Lone Star Funds have an investor relationship which is not disclosed in the petition.

Caliber Home Loans, Inc. is in the Management Partnership with Lone Star Funds both in northern Texas. However, LONE STAR FUNDS are not mentioned in any of the paperwork. It is on their website that Caliber uses Lone Star Funds to purchase these types of forfeited or fraudulently assets. I am broke.

Caliber Home Loans, Inc. created fraudulent instruments and point of sale Notices to foreclose on my home which was homestead protected because I was a victim of a crime and HFC, HSBC Holding PLC, forfeited assets from 2006-2010 due to an DOJ adjudication agreement for Money Laundering and or Financial Crime in Federal Court in New Jersey settled 12/11/2012. They were charged in another class action, Caliber, LSf8 MPT, US Bank Trustee for sending out electronic letters and financial figures saying their was a legal transfer and assignment. I contested since their first Contact in 2013 I did not have a contract because of homestead protected property cannot be seized when it is criminal actions, and I was also a victim of the crime. The Class Action Settlement in 2015 named me as a protected member and they continue to go after me for years and finally sued me for expedite foreclosure 736 for a modification that I did not sign. The Judge commonly hears their petitions for foreclosure and usually judge in favor of investors and banks. My signature was forged on the executory contract and there was never a response of QWR I requested each time they violated the cease and desist calls and the harassment by correspondence. They took $2oo,ooo from the 3/1/2018 closing when the property was in Stay and the case has not been closed. There are names all over the place and my house is up for sale from a number of businesses that are llc. How can I get the SEC Documents and other required documents to justify a transfer with the Property CLerk, RESPA, FDCPA, TILA.