Next Payday Advance (NextPaydayAdvance.com) is characterized as a lending network that matches individuals seeking payday loans with online lenders. Intended for consumers who reside within the United States, Next Payday Advance operates as a run-of-the-mill service provider that is available for most potential applicants despite credit history. Supporting loan requests that span between a $100 to $1,000 amount, Next Payday Advance once appeared to be a reputable service provider but has recently sustained momentous decreases in popularity.
What Exactly is Next Payday Advance?
NextPaydayAdvance.com is an online platform that functions by processing loan applications submitted by applicants then matching them with lenders who have approved their loan requests. Borrowers who have had their loan request accepted are left to contemplate their approved loan offers and conclude which payday loan offers the best conditions based upon their needs.
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Applicants who decide not to move onward with the loan process are able to discontinue the process obligation free, although you will likely receive email and telephone calls on an ongoing basis since your information was provided to lenders during the application process.
Who is Behind Next Payday Advance?
No information regarding owners, operators or creators behind Next Payday Advance are published on the site. While a WHOIS domain report will reveal that their domain was created on March 8th, 2012, the registrar behind the site privately registered the site so we are unable to pinpoint any leads as to who may be running this operation.
How does Next Payday Advance Work?
Contrary to the vast sum of loan matching marketplaces, Next Payday Advance only encourages applicants who possess a credit score above 600 to apply for a payday loan. In order to begin the loan process, applicants must submit the quantity of cash needed, disclose their monthly income, credit score and zip code then select “Get Started.” Once submitted, borrowers will be cued to disclose personal, contact and financial information while lenders may employ verification measures such as checking credit history through CLVerify, Teletrack, or Accurint, which may negatively affect your credit.
Demographics Not Accepted
Non-US, New York, West Virginia and the District of Columbia.
Question Marks and Discrepancies
Most legitimate loan service providers are willing to disclose lender and ownership information to potential payday loan applicants. Consider the fact that the creators behind Next Payday Advance went out of their way to remain anonymous while accepting zero responsibility for how your personal, financial and contact information may be utilized amongst 3rd parties and you have a recipe for disaster which will likely result in several contact attempts daily from such parties trying to solicit you into accepting a loan offer.
Next Payday Advance Spec Report
- Incepted on March 8th, 2012
- Only available for US citizens
- 24/7 online loan connection platform
- Loan process takes roughly 10 minutes
- Allegedly Online Lenders Alliance approved
- Loan requests between $100 to $1,000 available
- Connects borrowers to a network of over 100 lenders
- Employs a 256-bit encryption security technology (standard)
Can Next Payday Advance be Trusted?
While the discrepancies regarding Next Payday Advance are burdensome to overlook, there is little information to bluntly conclude Next Payday Advance as a scam. Since we were unable to discover any negative consumer feedback regarding this rather remote lending platform, we are left to archive that Next Payday Advance appears to be a trustworthy platform until more feedback is compiled.
NextPaydayAdvance.com had a SimilarWeb global rank of 707,736 as of January 17th, 2018. Experiencing a 41.20% decrease in visiting traffic from last month combined with a cumulative 69.23% decrease over the past 3 months, it appears that Next Payday Advance is greatly losing popularity in the loan matching niche.
NextPaydayAdvance.com Review Conclusion
Next Payday Advance appears to be a reliable loan matching solution for US consumers searching for payday loans. Despite the suspicious nature of their operation, no verifiable evidence has come to light against Next Payday Advance, although we do feel that more reputable and verified loan matching networks are available to consumers who wish to operate with more legitimate alternatives.