YourScoreandMore.com is an online credit monitoring platform that caters their services to consumers based within the United States and U.S. territories.
Incepted in 2012, Your Score and More provides run-of-the-mill credit monitoring services such as generalized credit score education, up-to-date credit monitoring and identity theft protection.
To learn whether YourScoreandMore.com is a reputable credit monitoring service provider we encourage you to continue reading our unbiased review!
YourScoreandMore.com Review
Looking to keep better tabs on your credit score while learning more about how your credit score affects your financial outreach? YourScoreandMore.com provides a minimalist credit monitoring platform that does just that.
According to their site, YourScoreandMore works with major credit bureaus like TransUnion, Experian and Equifax to conduct soft credit inquiries on a monthly basis.
Who is Behind YourScoreandMore.com?
YourScoreandMore.com does not provide much ownership information on their site.
According to the Better Business Bureau, YourScoreandMore.com is operated as a sole proprietorship, which was started on March 31st, 2005.
Reflecting over 13 years in business, YourScoreandMore became a BBB accredited business on October 28th, 2012 and has a BBB rating of A+.
Below is more information we found regarding YourScoreandMore.com, although we found no reference to the original founder behind this credit monitoring platform.
Location of Business
5951 Encina Rd Ste 208, Goleta, CA 93117-6252
Business Management
Customer Service – Peter Ranck
Customer Service Manager – Ms. Deb Cockrum
Contact Information
Telephone: (888) 387-0890
Fax Number: (775) 262-6431
No live chat or email address is disclosed at YourScoreandMore.com, although they did provide 600 Pine Ave, Goleta, CA 93117 as another contact method.
How does YourScoreandMore.com Work?
Consumers looking to keep better tabs over their credit history are able to use the YourScoreandMore platform for a 7 day trial priced at $9.95.
After your 7 day trial period is up you will be charged a monthly membership fee of $29.94, which equates to an annual sum of nearly $360.
Below is a list of the credit monitoring services offered by YourScoreandMore.com:
- Instant Credit Score
- Dark Web Surveillance Alerts
- Social Security Number Trace Alerts
- Toll Free Access to Customer Service
- 3-Bureau Credit Monitoring and Alerts
- Up to $1 million Identity Theft Insurance
These services are comparable to other credit monitoring platforms, although YourScoreandMore does appear to charge a significant sum more than other competing services like GoFreeCredit.
Community Feedback
There isn’t much relevant community feedback relating to the YourScoreandMore platform.
However, if you took the time to conduct some research you will notice how the majority of consumers reported negative experiences with their platform.
Consumer review portals such as RipOffReport and BestCompany all reflect negative experiences with the generalized consensus that “YourScoreandMore is a scam.”
Domain Insight
YourScoreandMore.com appears to be a semi-reputable credit monitoring platform which reflects a SimilarWeb global rank of 160,623 with a US rank of 32,556 as of September 9th, 2018.
Over the past 6 months, YourScoreandMore supported on average over 200,000 monthly visitors while over 92% of their incoming traffic was from US based demographics.
Approximately 45.20% of their traffic derives from referral based sources with over 85% of that referral traffic originating from usarewardspot.com.
Contacting YourScoreandMore.com
We only found a few viable routes to establish contact with YourScoreandMore operators throughout our investigative process. Perhaps the most convenient and swiftest way to reach out to their platform would be by calling (888) 387-0890.
Otherwise you may have to send a fax to (775) 262-6431 or visit one of the two following locations:
5951 Encina Rd Ste 208, Goleta, CA 93117-6252
or
600 Pine Ave, Goleta, CA 93117
Is YourScoreandMore.com a Scam?
We do not believe that YourScoreandMore.com is a bonafide scam yet although we certainly feel that their platform is not the most dependable.
Overcharging consumers compared to other credit monitoring platforms while lacking up-to-date community feedback indicates to us that there are far more reputable alternatives available for consumers seeking the same credit monitoring services.
YourScoreandMore.com Review Conclusion
YourScoreandMore is a sole proprietorship operated business that provides credit monitoring services to consumers based within the United States and residing U.S. territories.
Applicants must be 18 years of age or older to participate with their platform while their 7 day trial period is accompanied with a price tag of $9.95, where after you’ll be charged a monthly fee of $29.94.
Given the lack of relevant consumer feedback regarding YourScoreandMore and the high price point that they put on their services, we feel that there are more consumer-friendly credit monitoring platforms available for you.
Outcome: YourScoreandMore.com should be pursued at your own risk!
Have Bad Credit? Need a Loan? – Read our BadCreditLoan Review!
Please feel free to share any experience or insight you may have by sharing your feedback below!
They got me also does anyone have a good number for these scammers???
I just went and complained on BBB and all the sudden it was approved to give my money back
I don’t know how this site got my information, I didn’t sign or anything. I was charged $19.94 twice before I noticed it once in January then again in February. I would like my money back, besides I never even heard of this site.
So do you have phone numbers to get my money back?
I have emailed, called talked to my credit card company and still am be charged 2.95 it is ridiculous. I didnt even sign up with them