Scam Review is an online credit monitoring platform that caters their services to consumers based within the United States and U.S. territories.

Incepted in 2012, Your Score and More provides run-of-the-mill credit monitoring services such as generalized credit score education, up-to-date credit monitoring and identity theft protection.

To learn whether is a reputable credit monitoring service provider we encourage you to continue reading our unbiased review! Review

Looking to keep better tabs on your credit score while learning more about how your credit score affects your financial outreach? provides a minimalist credit monitoring platform that does just that.

According to their site, YourScoreandMore works with major credit bureaus like TransUnion, Experian and Equifax to conduct soft credit inquiries on a monthly basis.

Who is Behind does not provide much ownership information on their site.

According to the Better Business Bureau, is operated as a sole proprietorship, which was started on March 31st, 2005.

Reflecting over 13 years in business, YourScoreandMore became a BBB accredited business on October 28th, 2012 and has a BBB rating of A+.

Below is more information we found regarding, although we found no reference to the original founder behind this credit monitoring platform.

Location of Business

5951 Encina Rd Ste 208, Goleta, CA 93117-6252

Business Management

Customer Service – Peter Ranck

Customer Service Manager – Ms. Deb Cockrum

Contact Information

Telephone: (888) 387-0890

Fax Number: (775) 262-6431

No live chat or email address is disclosed at, although they did provide 600 Pine Ave, Goleta, CA 93117 as another contact method.

How does Work?

Consumers looking to keep better tabs over their credit history are able to use the YourScoreandMore platform for a 7 day trial priced at $9.95.

After your 7 day trial period is up you will be charged a monthly membership fee of $29.94, which equates to an annual sum of nearly $360.

Below is a list of the credit monitoring services offered by

  • Instant Credit Score
  • Dark Web Surveillance Alerts
  • Social Security Number Trace Alerts
  • Toll Free Access to Customer Service
  • 3-Bureau Credit Monitoring and Alerts
  • Up to $1 million Identity Theft Insurance

These services are comparable to other credit monitoring platforms, although YourScoreandMore does appear to charge a significant sum more than other competing services like GoFreeCredit.

Community Feedback

There isn’t much relevant community feedback relating to the YourScoreandMore platform.

However, if you took the time to conduct some research you will notice how the majority of consumers reported negative experiences with their platform.

Consumer review portals such as RipOffReport and BestCompany all reflect negative experiences with the generalized consensus that “YourScoreandMore is a scam.

Domain Insight appears to be a semi-reputable credit monitoring platform which reflects a SimilarWeb global rank of 160,623 with a US rank of 32,556 as of September 9th, 2018.

Over the past 6 months, YourScoreandMore supported on average over 200,000 monthly visitors while over 92% of their incoming traffic was from US based demographics.

Approximately 45.20% of their traffic derives from referral based sources with over 85% of that referral traffic originating from


We only found a few viable routes to establish contact with YourScoreandMore operators throughout our investigative process. Perhaps the most convenient and swiftest way to reach out to their platform would be by calling (888) 387-0890.

Otherwise you may have to send a fax to (775) 262-6431 or visit one of the two following locations:

5951 Encina Rd Ste 208, Goleta, CA 93117-6252


600 Pine Ave, Goleta, CA 93117

Is a Scam?

We do not believe that is a bonafide scam yet although we certainly feel that their platform is not the most dependable.

Overcharging consumers compared to other credit monitoring platforms while lacking up-to-date community feedback indicates to us that there are far more reputable alternatives available for consumers seeking the same credit monitoring services. Review Conclusion

YourScoreandMore is a sole proprietorship operated business that provides credit monitoring services to consumers based within the United States and residing U.S. territories.

Applicants must be 18 years of age or older to participate with their platform while their 7 day trial period is accompanied with a price tag of $9.95, where after you’ll be charged a monthly fee of $29.94.

Given the lack of relevant consumer feedback regarding YourScoreandMore and the high price point that they put on their services, we feel that there are more consumer-friendly credit monitoring platforms available for you.

Outcome: should be pursued at your own risk!

Have Bad Credit? Need a Loan? – Read our BadCreditLoan Review!

Please feel free to share any experience or insight you may have by sharing your feedback below!


  1. William Waldron

    They got me also does anyone have a good number for these scammers???

    • C

      I just went and complained on BBB and all the sudden it was approved to give my money back

  2. Janice Egerson

    I don’t know how this site got my information, I didn’t sign or anything. I was charged $19.94 twice before I noticed it once in January then again in February. I would like my money back, besides I never even heard of this site.

  3. Chad Miller

    So do you have phone numbers to get my money back?

  4. Christi

    I have emailed, called talked to my credit card company and still am be charged 2.95 it is ridiculous. I didnt even sign up with them

  5. EARL S.

    why would you pay for something that you can get for free on a number of different web sites

    • Lianna perez

      Earl the service provides identity protection.. I don’t believe you can get that free anywhere else.

      • Patricia

        I have been trying for months to cancel the membership. All I would get is a recording that started with ‘Thank you for calling Your…. to cancel, press ?#’ and it continued in this loop to no end until I hung up to end the call. FINALLY, today, I tried again and was successful…hopefully. Here are the steps that I experienced: I dialed 866-752-5004, as is on my credit card statement.
        Recording: Thank you for calling Your…. To cancel, press 1′. I did. It started again with ‘Thank You…’ but it went on to announce my name, give more offers and THEN asked if I still want to cancel, Press 3. At this point, a live person came on the line and of course, verified information before canceling. Hopefully, it worked.

  6. Marie Torres

    You guys do know this is a credit website right??? You have to put in your social security number date of birth and need to answer several security questions.. You guys should try calling the company and asking them what information they have on you… maybe even get the IP address ( you can check that online) and it will tell you what device it was used to register with or take it to your police department if it wasn’t you and they can press charges against whoever registered for the site with your information.. That’s what I did and the company helped me. My ex-husband ended up trying to bring up my information. Not sure why this is just a credit report agency not like he’s going to get anything out of it…. but anyhow try calling the company for yourself. Their information is under the contact section on their website and their phone number is 888-387-0890 ( make sure you dial the right number unlike BARBARA down below….

    • William Waldron

      That numbers disconnected

  7. Lisa G Lemmon

    I don’t know how or where they got my info, probably the dark web, but I did call them got my money back canceled the account, and now I wanna fight. I’m down for a class action suit if somebody has one going

  8. Chasity

    Same thing happened to me. I noticed I had a charge of 39.94 one month and 2 months later another charge on my debit card for 39.94. I had my bank check into it and sent a message into BBB and within a few hours I had a message that my money was being refunded. It’s still showing as pending so thanks for the info with the number for these people.

    • Chad Miller

      Just got screwed out of $39.94. Do you have phone numbers for me to get my money back ?

  9. L. Hazelstein

    They put at least 4 charges on my credit card. I DO NOT KNOW WHO THESE CHEATERS ARE, BUT THEY SHOULD BE STOPPED.

  10. Denise Christensen

    I’ve been being charged $2.00 about every other week and just noticed this. This has been going on for quite awhile now. I don’t recall ever signing up for anything like this. How on earth do I stop this charge if I can’t get a hold of these people?

  11. Randi

    I saw a charge of $39.94 on my Visa card which was from “BLS * Your Score and More”. Never heard of them so I investigated online since BLS offered no contact info on my statement. After sending several emails and phone messages to several different companies, all of which began with a link from “” to check my credit rating in order to browse the HUD site, I received a phone message from a gal at “” giving me her phone # which I called today.
    I just got off the phone with a “your score and more” rep named Debra who I’m pretty sure is with the same company “credit for”. She was totally accommodating, refunded the $39.94 that had been charged to my Visa card, and cancelled whatever subscription I had unintentionally signed up for. If anything changes in the future I will post it here but, for now, I am happy with the results. Debra’s phone # at “your score” and “creditforhomes” is 805-845-0708.

  12. Denny Bohs

    I don’t even know how I got charged. I noticed charges on my card and called to cancel. They claim I signed up with them, and that I should have received a confirmation email, but I searched my inbox spam, junk, trash, etc. and found nothing from them, ever! They agreed to reverse the most recent charge, but they say if I want to try to get a refund on the other 3 months they charged me for, they want me to fill out a form they will mail me and then have me fax it to them. Sure let me just hop in the DeLorean and go back to 1985 and find a fax machine. I wish I know how they got my information and started charging me in the first place. Total SCAM!

    • Christina

      I’m having the same issue. It’s the whole reason I’m on the site right now. Just noticed charges on my account.

  13. Melissa Anne Cavanaugh

    The monthly fee is $39.94, not 29.94. I don’t know how they got my credit Sars info, but thankfully Chase texted me about the charge right away, and I was able to simply order a new card. They are definitely some kind of scam.

  14. Johnie Wilkie

    I’m up for a law suite. There taking 2.00 dollars out of my account every month. I have never heard of them or even tried to make contact with them in any way until now. Noticed they were taking the 2.00 dollars out of my account and really didn’t notice it because it being a small amount. Really very smart. U get couple thousand accounts at 2.00 bucks a peice ,do the math. If anyone Sue’s them let the lawyers add me in.

  15. Barbara Heath

    Tried to cancel today by calling today, the number 8883870899 is no longer in service. This is a scam. I will try the fax number next.

    • BumbleBlee

      Hi Barbara, I was afraid I was going to be screwed by these people after reading here their phone number was no longer in service. I just got off the phone with them and cancelled my account. The rep was very nice and said he was sending me a confirmation letter canceling my account. I hope so! I signed up somewhere online for a 7-day trial for $1.00. I forgot about it and my card was charged $39.94. I still don’t know where I was online that I signed up. Hopefully, you can resolve your account and get it canceled.

    • Daphne Lopez

      Barbara, I tried to call the number you provided to cancel and this number is for a survey company…. No wonder you didn’t get a hold of them the correct phone number is on their website under their contact phone number is (888) 387-0890

  16. Gregory Phillips

    How can you not say this site is a SCAM when everyone who has interaction with it says it is?
    There is nothing Reputable about the way it gets people in and the way it debets accounts every month!!! SCAM!!!

  17. Thomas Chernewski

    I’ve been getting charged $1 for few months now on 21 or 22 each month when. I went to cancel on their website it said my email didnt have account on their site dont know what to do

    • Maria

      I just noticed this happened to me! I called my bank, they told me that my creditcard was compromised so I immediately cancelled my card, and they have refunded all of the $1 charges that were made. Hopefully this will be the end of it.

  18. gary mcmillan

    I request cancellation of my account immediately

  19. Candice Copeland

    Anyone here want to get together for a class action suit on this company? They keep trying to take money out of my credit card also with no contact response.

    • donna

      thet took money from my bank without permission.

  20. Dreama Wilcher

    Yeah got me and then say they didn’t I thought about it but never agreed because I could not afford it now I’m in the negatives at my bank

  21. Nancy Vasquez

    They take money out of my account cant get ahold of them to cancel. Yes definitely reported to BBB.!!!

  22. Ellie Still

    they keep takin a dollar out of my paypal everyday. its B.S when i paid only for one credit check. so i thought. this has happan for 30Days . clearly i have reported them and still no response from them

  23. Paula Paro


Leave a Reply

Your email address will not be published. Required fields are marked *