Holiday Cash, hosted at, is an online lending network that aids consumers by connecting them with top-rated and dependable lenders.

Installment loans up to $5,000 are offered while the simplicity of their platform ensures that first-time loan applicants are able to carry out the registration process with ease.

Emerging into the financial lending industry in 2017, Holiday Cash may be the perfect lending platform for you.

To find out more information regarding Holiday Cash, we invite you to read our unbiased review.

Holiday Cash Overview

Holiday Cash is an online loan matching network that connects consumers with lenders.

Unlike other loan matching networks that only partner with lenders who charge outrageous rates and fees, Holiday Cash works with a network of lenders that charge competitive rates between 6% to 35.99%.

Holiday Cash is only available to consumers who reside within the United States.

Repayment on personal loans occur on a bi-weekly or monthly period while supported loan amounts range between $1,000 to $5,000.

What Exactly is Holiday Cash?

Holiday Cash is a financial service provider that renders loan matching services.

The advantage of relying upon a verified entity such as Holiday Cash would be that you save a tremendous amount of time when applying for loans.

Opposed to applying for individual loans through financial institutions, consumers are apply to receive a number of loan offers from a variety of partnered lenders.

Depending upon the information submitted throughout the application process will determine not only your eligibility but reflected loan repayment rates.

It is important to understand that Holiday Cash is not a lender but rather a platform that connect consumers with trusted and top-rated online lenders.

Who is Responsible for Holiday Cash?

Holiday Cash functions as an independent entity, which is not an uncommon characteristic when reviewing similar service providers.

While most competing loan matching networks only partner with lenders that reflect inflated APRs for more lucrative profitability, Holiday Cash works with everyday lenders that support industry-standard APRs.

How does Holiday Cash Work?

Holiday Cash is an online platform that aims to service US consumers by allowing them to receive multiple loan offers from top-rated lenders.

Due to Holiday Cash working with a multitude of lenders, oftentimes applicants who receive more than one loan offer are able to receive more competitive rates than traditional loan-seeking outlets.

In order to apply for a quick loan through Holiday Cash consumers must meet the eligibility requirements below.


  • Must be a U.S. citizen
  • Must be 18 years of age
  • Provide proof of active income
  • Possess a valid US checking account
  • Must not have any accounts more than 60 days late

Holiday Cash does not impose a credit score minimum, applicants who possess less than satisfactory credit history are openly able to apply for a Holiday Cash loan.

Loan Process

Applying for an online loan through Holiday Cash only takes a few minutes.

Since Holiday Cash works with a network of lenders, consumers who apply for a loan can receive a number of competitive loan offers from different lenders.

This oftentimes results in consumers receiving more competitive loan offers although consumers passively inherit the risk of having their credit score affected due to possible credit inquiries.

After your loan application has been approved, consumers can elect which loan offers are best tailored toward their needs.

Depending upon which lender is selected will dictate the accompanied fees and rates along with the desired repayment period.

After a consumer has accepted a loan offer they can receive the money as quick as the same day or usually within a 48 hour period.

Repayment Process

Due to Holiday Cash working with several online lenders, their accompanied loan rates and fees vary from one another.

The APRs (Annual Percentage Rates) with Holiday Cash lenders are between 6.0% to 35.99%

Their offered repayment periods range between 6 to 60 months.

Most competing lending platforms only support lenders that charge outrageous APRs between 250% to 1,300%.

Should consumers have any questions regarding their loan offers, Holiday Cash advises they contact their lender directly.

Can I Trust Holiday Cash?

Holiday Cash does not reflect any negative community feedback during the time of writing this review while their platform appears to work with dependable online lenders that offer industry-standard APRs.

Given this information along with the overall transparency of Holiday Cash and we do feel that Holiday Cash is a trustworthy loan matching network.

Holiday Cash Review Conclusion

Holiday Cash appears to be a legitimate loan matching network.

They match consumers with online lenders that support loans between $1,000 to $5,000.

Whether you are in a tight spot, need a bit more money for the upcoming holidays or simply need to further your cushion, you would be hard put to find a more dependable network than Holiday Cash.

If you have any feedback regarding Holiday Cash, we encourage you to share it in a comment below this review!


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