– Spawn of FreeRateUpdate?

Have you been searching for dependable refinancing programs to reduce your property expenditures?

Refi Calculator, hosted at, is a home refinancing platform that may be able assist you in doing just that.

Operating in accordance with the Home Affordable Refinance Program (HARP), RefiCalculator functions as an extension of their parent company FreeRateUpdate, which precedes their existence by nearly a half decade.

So can Refi Calculator help you acquire property refinancing or is it just among the countless refinancing programs that will reject your application? To learn more we invite you to continue reading our unbiased review.

RefiCalculator Review

RefiCalculator is a home refinancing program that matches consumers with prospective lenders.

Allegedly operating under the criteria set forth by the Home Affordable Refinancing Program, RefiCalculator can assist property owners who are looking to refinance their homes, vacation properties along with investment properties.

Projected APRs are estimated between 4.00% to 4.07% with RefiCalculator’s network of supported lenders.

Who is Behind RefiCalculator?

RefiCalculator is a funneled landing page meaning that they do not provide an About Us or Contact Us page.

When sifting through the information disclosed near the footer of the site, RefiCalculator shares their Privacy Policy that informs consumers that they are an entity operating under the supervision of LLC, their parent entity.

According to the Better Business Bureau, LLC reflects the following physical location of 6 Dickinson Drive, Bldg 300, Suite 301A, Chadds Ford, PA 19317.

Ed Ferrara is listed as the CEO behind FreeRateUpdate, which likely infers that he plays an active role in the operations taking place at RefiCalculator.

RefiCalculator Contact

(855) 315-7283

FreeRateUpdate Contact

(844) 326-3442

How does RefiCalculator Work?

RefiCalculator supports a rather invasive application procedure.

First consumers are required to select the type of loan which they would like receive which vary from home refinance, home purchase and home equity then submit their zip code.

Next consumers are supposed to estimate their approximate credit score along with which type of property that are trying to secure financing for.

Among the property types supported would be single family, condo/townhome and multi-family home.

Moving forward, applicants must specify how their designated property is used (primary residence, vacation home or investment) along with estimated home value, estimated monthly balance, current interest rate, payment status, cash out desired along with their name and email address.

To complete the application process, consumers must disclose their address and phone number.

From there applicants will be redirected to a separate page where a list of lenders who have approved their application are able to apply to secure financing.

Domain Insight was a privately purchased domain that was acquired through the Wild West Domains registrar on March 7th, 2013.

As indicated in market intelligence reports, RefiCalculator does not appear to be a popular domain and receives little to no visitor traffic.

As of October 1st, 2018 RefiCalculator reflected a global rank of 7,110,831 with a US rank of 2,124,464.

RefiCalculator’s overseeing entity,, appears to be a relatively popular domain that receives nearly 220,000 monthly visitors and reflects a global rank of 198,982.

Community Feedback

There is virtually no feedback relating to RefiCalculator.

This can greatly be contributed to the fact that RefiCalculator does not receive much traffic.

However, when you research their overseeing entity, you come across a strong collection of positive reviews at TrustPilot.

“customer service was great. i was just a little disappointed when i was told they refinanced mobile homes and then say they don’t have a program for that. kind of a let down. but i was pointed to other sources that may help and im thankful for that”

“They provided me with an excellent company. I enjoyed my experience!”

“Dominique was great! Very funny and easy to understand. Thank you”

To add, the Better Business Bureau has given Free Rate Update a BBB rating of A+ and appears to have been a BBB accredited business since 2012.

Is RefiCalculator a Scam?

No, RefiCalculator appears to be a legitimate home refinancing network that is capable of connecting consumers with legitimate home refinancing lenders.

While both RefiCalculator and FreeRateUpdate are not technically lenders, they reflect a positive track record of being able to assist property owners in acquiring the refinancing needed.

RefiCalculator Review Conclusion

RefiCalculator is an online platform that assists consumers based out of the United States acquire home financing for a variety of property types.

Supporting a vast network of online lenders, RefiCalculator may be able to assist applicants by referring them to potentially viable home financing lenders.

While we feel that there are likely more reputable alternatives available, we as a whole are not opposed to the usage of

However, if we were to make an recommendation we would have to advice consumers to visit their more reputable parent entity at

We ask that you please share any feedback you may have by sharing your insight, experience and opinions below!


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