Review – the HYIP/Ponzi that Just Won’t Die

Pushed by Uday Nara – apparently a very well-known scammer in online get-rich-quick circles – is an operation based on an entirely unrealistic “business” plan, which exhibits every feature of a HYIP as well as a pyramid scheme. The operation has “gone under” a few times already, yet its pushers simply refuse to let it all die. Their reasoning is sound though: as long as there are people out there who believe they can get rich by clicking their mouse a few times a day, there will indeed be a market for a scam like MyPayingAds.

A little bit of history was launched in March 2015, its “unorthodox” revenue-generating model already firmly in place. While the model itself is indeed unorthodox, it is hardly original: it was copied from Traffic Monsoon, an operation that was based in the US. Running such shady dealings out of a jurisdiction with strong regulation and an equally strong willingness on the part of the authorities to crack down on scams, proved to be the downfall of Traffic Monsoon. MyPayingAds have set up shop outside the US though, so the long arm of the law cannot catch up with them.

The whole operation collapsed already a couple of times. The first such time, PayPal cracked down on their account, making it impossible for Uday Nara and co. to run their shady dealings through them. Unfortunately, the PayPal account got unfrozen at one point, and the scammers picked up right where they left off.

Then, in May 2017, the whole Ponzi-branded house of cards collapsed yet again. This time, the scammers “cashed out,” meaning that they simply set the balances of their “clients” to zero, waltzing out with the money. Their audacity was obvious in the fact though that after robbing their victims blind, they still did not fade away, but simply reset the whole thing. Indeed, the site is online even now, and it is peddling its common sense-defying deals even as you’re reading this.

The 2017 May “measures” were discussed extensively in YouTube videos and the MyPayingAds management put out a statement detailing the course of action they would take. In the videos as well as the statement, chief scammer Uday Nara admitted that the operation had more money going out than it had coming in, which is essentially the final stage of every Ponzi scheme ever invented.

The “management” had the audacity to pin the blame on their investors/members, stating that around 80% of their member base failed to market the operation and to recruit, which resulted in the state of affairs that led to the above detailed collapse. The bottom line is that short of actually stating he was running a Ponzi, Nara had pretty much admitted to having done just that.

Fast forward to 2018 and MyPayingAds is still “going strong” having jettisoned a few almost religiously loyal YouTube promoters, who vanished after the above mentioned 2017 stunt.

What is MyPayingAds’ business model and why do so many people fall for it?

Given that the official site of the operation features fairly broken English, it may indeed take some time for someone never exposed to such a scam, to wrap his/her mind around exactly what is being sold here.

Ironically, the MyPayingAds website makes a point out of stating that it is NOT a MLM, HYIP or some kind of other get-rich-quick scheme, when it is clear that it does indeed meet the description of all of those. It is – it says – an online advertising program, which sells advertising services. Google’s AdSense and AdWords tandem is what comes to mind first when thinking about such a program, and it is indeed worth comparing MPA to it, just to showcase the utter nonsense of the very basis on which the former is predicated.

Google’s AdSense allows people who own websites to host ads posted by the system. In exchange for that, they get paid a share of the generated revenue. AdWords lets people bid for ad-spots. These are the people who will pay for the advertising: the clients from whom the revenues are derived.

MPA has all that trumped though: it gets the people paying for the ad-packs to take part in a system consisting of artificial traffic driven back and forth for zero value, effectively becoming the recipients of its revenue-share deals. If that makes no sense to you, it’s probably because it is not supposed to make any. Furthermore, not only do advertisers get their monies back by taking part in the scheme, they eventually get as much as 120% of it back. This would be the equivalent of Google getting rid of its AdSense side of the business, and paying its AdWords clients for advertising. Does that sound sustainable to you?

Allegedly, MPA’s revenue share dries up at this point (at the 120% mark). In addition to purchasing ad-packs (which puts money into the MPA pyramid scheme), to get revenue-share, members are required to log into their MPA accounts and to surf at least 10 websites from the Traffic Exchange module, this way doubtlessly generating “quality, targeted traffic.”

Several ad-pack plans are offered, to give people all sorts of useless options. Not only is this NOT a legitimate online advertising service, it is pretty much the very opposite of it, giving the whole vertical a bad name.

But wait: there is one element missing from a full-blown pyramid scheme. After all, how could the operation pay out 120% revshare, if it had no fresh money coming in? Indeed, MPA earns this checkmark as well: all members are offered a 5-10% referral commission on the ad-pack purchases made by their direct referrals. While the offer does not extend to referrals made by those referred by them (the scheme is only one level deep), it fulfills the role of incentive for new money. This is the mechanism which failed to fire the way Uday Nara and his crew of merry scammers had hoped, eventually leading to the May 2017 collapse. Of course, we can’t put it past these scammers that the real cause of the collapse was their own cash-out and re-initiation of the scheme and as such, it had been entirely planned.

In addition to all the above said “earning opportunities,” MPA members can also visit websites listed in the CashLinks section, thus earning more and generating some more “quality, targeted traffic.”

The website of the operation itself screams scam to every visitor endowed with any kind of common sense. The Testimonial section is an unfunny joke and the various YouTube-based Live Hangouts carry all the traits of a weird type of money-focused cult, which still believes in financial fairy-tales. Of course, all the negative comments are religiously deleted from under these videos.


To make a long story short, MyPayingAds can be defined as passing a whole lot of nothing around, while paying out more than the misled victims are willing to put in.

The resulting traffic is worth exactly zilch. There is nothing even remotely organic about it. Why would anyone not looking to make a quick buck clicking back and forth, ever want to buy any of these ad-packs?

The only value MPA generates anywhere, is in the pockets of people like Uday Nara.

1 Comment

  1. Kari Flinn

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